Suicide or not suicide? Or rather how it should be

If you say leaving a note behind before someone fall to their death is sufficient and strong conclusive evidence to infer that someone has commit suicide, it then begs the question why is there difference in the surrounding circumstance between Datuk Sosilawati's friend ,Sarina Jaafar, commit suicide that doesn't leave any suicide note with Teoh Beng Hock which purportedly to have leave a suicide note behind precede his fatal fall? Yet both death are classified as commit suicide.


Sarina Jaafar didn't leave any suicide note behind and the forensic are quick to conclude that she has commited suicide whilst in Teoh Beng Hock's case, the forensic are relying hard on Teoh's alleged suicide note ,which the Defence counsel are currently challenging it's authenticity and the intention behind the note if they were ever genuine, to prove that Teoh has actually commited suicide thereby release the MACC from any criminal liability towards his death.

What I wish to discuss today is the suicide note was ,according to phsychologist opinion ,would usually be written by anyone who contemplate to commit suicide. However, this expert opinion has now subject to its most formidable enemy that is the self-evident truth. If we apply the same logic propounded by psychologist opinion that everyone who commit suicide would leave a suicide note behind, the substance to the theory are now becomes questionable as Sarina Jaafar's case prove otherwise.

(I like the conspiracy theory this blogger has raise in regards to the intention behind the alleged suicide note which I find very fascinating for fictitious minded person to read)

The "Suicide note shall be written before someone commit suicide" theory will now be put to a test. If this theory is correct, then Sarina Jaafar should have leave a suicide note before she hang herself. Isn't it? However the reality depict otherwise. There's no evidence or suggestion so far that Sarina Jaafar did ever left any suicide note behind and therefore at this moment it create the presumption, which is rebuttable, that Sarina Jaafar has commited suicide without leaving any suicide note behind.

Therefore, we can safely come to the conclusion that one doesn't necessary leave a suicide note before he/she commit suicide. My contention against the expert opinion.

But here's the twist to it. (Phrase copied from a women who get flustered when people suggest her class starts at ungodly hour)

Now, can anyone tell me what's the one and only evidence or rather an event that took place before her death which I have deliberately obliterate in describing Sarina Jaafar's suicide case that will eventually prove that Sarina Jaafar actually commited suicide?

The first who give me the answer will receive my kiss!

Investors - Beware of guaranteed rents

Investment - Beware of guaranteed rents
May 23, 2007

Guaranteed Rental Returns, buy-to-let, leasebacks, buy-to-let, cash back, own-for-free - you may have been tempted by these catch words, but how good are these deals in real term and will there be any rental demand once the guaranteed period is over?

There are many developments to woo investors with guaranteed rental returns and equally many
investors have found to their dismay that the returns are not what they have envisaged.

The plan

Guaranteed rental returns (GRR) plans which have become increasingly common, judging from the press advertisements may sound enticing to investors who do not want the trouble of managing their own investments. You buy the property, and you get the rental returns thrown in with some additional perks like free stays.

Developers would agree to pay buyers rentals ranging from 8% to 12% per annum or a proportion of the purchase price for a certain length of time

While GRR could be very attractive, investors need to know that the scheme is not as simple as it seems, much like advertisements that appeal to our desire to lose weight quickly, get rich fast or strike the lottery.

Generally, GRR are best for the laidback investors. Some people will value the 'simplicity' of the deal. However there are issues that buyers have to be aware of and comfortable with before entering into such agreements.

Pitfalls

If a developer is offering GRR, the buyer has no way of knowing whether that property is going to achieve the promised in the open market. The developer may not be able to get the guaranteed rent or the property may not be let out at all during the guaranteed period. Guarantees are often used to market properties that otherwise would not sell and many investors are shocked by the resulting drop in income when the developer is unable to continue with the scheme or worst fail to complete the project.

In addition to this, it is often the case that investors end up footing the rental bill themselves, when developers inflate the price of the property to cover the guaranteed rent. This can provide a further shock when the investors try to sell the property and realise that it is not worth as much as they originally paid for it.

* A typical mortgage lasts 20 years. If you have a guaranteed rental for just three years, what will happen for the next 17 years? You are left to sink or swim on your own.

* A typical table of returns will show potential buyers a surplus income. A potential investor has to take into account the cost of maintaining the property, the taxes that come with being a property owner, the cost of maintaining the mortgage and all other fees related to acquiring the property.

Illustration: A typical GRR scheme's table of 'returns' may look like this:
Selling Price .......................................RM320,000.00
10% Downpayment
Loan ........................................................RM288,000.00
Loan Period ........................................30 years
Interest on Loan ..............................6.25%
Monthly Installment..............RM1,773.27
Gross Rental Return @ 8% .......RM2,133.33
Surplus to Buyer .............................RM360.06
Total Surplus Per Year ................RM4,320.72

Under most GRR scheme, you will need to buy a furniture package with the apartment and commit yourself to the management charges and sinking fund of the building, on top of the regulatory quit rent & assessment tax. These will often take a substantial bite out of any rental money left each month.

* GRR are specifically aimed at selling units to investors, so you may see a situation of 500 apartments all going to the rental market rather than owner-occupiers at the end of the scheme. You will need to consider how many people will be chasing tenants at the end of the guarantee period and most particularly how many prospective tenants there are. In areas of high competition, landlords will have to reduce the rent to attract available tenants. Consequently, the market value of the properties will go down rather than up. If you decide to sell, you will also be limited to buyers who will also be mainly investors. Sellers will also find themselves competing with developers who are offering higher rental returns with new developments.

* Overpricing - When supply is more than demand, developers always look for ways to avoid having to reduce prices. While GRR may offer attractive secure returns, it will be a false economy in the long run if the buyer ends up overpaying for the property.

* A guarantee is only as good as company who underwrites it. Even if the GRR seem reasonable and are offered with honourable intentions, investors need to be sure that the developer would be able to sustain the returns if the rental or sales market were to take a turn for the worse. If developers were to default on the payments due to buyers, these buyers will likely default on their respective loan repayments, thereby setting off a chain of events with dire consequences.

* Terms and conditions in GRR agreements are not regulated by law. As such, the inexperienced investors may not understand that the fine prints are often written in the guarantors' favour. Example of such clauses: "Provided always and it is hereby agreed between the contracting parties hereto that the Developer reserves its right to terminate the GRR agreement for any reason whatsoever by giving TWO (2) MONTHS written notice to the Purchaser wherein such a case the Developer's obligation to pay the guaranteed return to the Purchaser shall cease from the date of such termination. Such notice is deemed to have been received within three (3) days from the date of the letter".

A wise investor should check the small prints for any hidden clauses that enable the developer to avoid paying the guaranteed rent and it is always a good idea to seek expert advice.

Buyers Beware

The rental market is volatile, depending on current competition and market conditions. People investing in these schemes are not just buying properties that they hope will increase in value in time, but also using 'other people's' money (from rentals) to pay for the purchase. It is, however, a cyclical market, and one is subject to the laws of supply and demand as in any other sector of the economy.

Guaranteed rents offers should be checked carefully against the local market and competition. A simple survey within the location will give an investor a fair idea of the state of the local market. If market prices are lower than the proposed rent, incentives and discounts being offered to woo the buyers, then this are issues to be considered. If guarantees of rentals are higher than the existing market rate, then a rent decline after the end of the guarantee is likely. It is a classic case of caveat emptor - rental guarantees can sometimes guarantee investors nothing but heartache.

Source

Chicken and duck talk

Yesterday my mom left me a note on the door to my room and this is what she wrote on that piece of paper.


The paper reads "haen a coress in cooket".

I went into brain dead. I have serious trouble in deciphering the message she is trying to convey to me. It's neither English nor Bahasa but on the first look, I thought it was French.

My mom not even capable of understanding simple English langauge let alone French language. So its apt to rule out its not French language she's writing there.

For the past 5 years she has been trying hard to learn English so that she can better communicate with the children and also to avoid losing out with the pace our society is running on.

Well, I don't feel proud that my mom can't speak or write fluent English but I feel proud that my mom actually took the effort to showcase her undivided love to me the youngest son in the family and all her effort is greatly appreciated.

Guess what she actually intended to write on the note. She wanted to inform that, " have a corn in the rice cooker "

My beloved mom simply has her own unique way to tell me what she want.

That's why I love my mum.

Putrajaya Floria 2010

Went to the Putrajaya Floria 2010 sometime ago. It was a marvellous grand display of mind-blowing assorted flowers being put together to showcase our nation's true love and appreciation for flowers.


Orchids


Bonsai that cost a bomb!

There are myraid different types of flowers put on display at the 1 week event some of which you and I didn't know about untill you see it for yourself.



The flower festival is made successful with the help of several NGO's, independent organisation and schools around Malaysia participating at the same time compete against one and another to showcase each creativity flower display in order to appeal to the visitor who came from near and far.




The creativity contest using flowers to appeal to arts enthusiast has bring fashion completely to the next level. Flowers fashion show!!


Witch


Peterpan's girlfriend


Wedding gown


Arabic inspired dress.

It's a collection of suggestable dress to wear at a cosplay event. If you tend to dress such like to a cosplay event, please inform me, Wong Hon and Kenny.


Anyway, just of an innocnet thought, don't these partially see through dress made out of flowers ever give you the kinky idea? Kenny, you don't need to get your girl friend Victoria Secret anymore, its time to get more ecological friendly dress of cheaper cost which produce similar arousing effect for your goodself.

Top 10: Things You Didn't Know Jason Statham Kicked Ass At

Jason Statham has become an unlikely action star. Winning indie cred with Lock, Stock and Two Smoking Barrels and Snatch, both directed by Guy Ritchie, the son of a lounge singer and dressmaker-turned-dancer wasn’t content being a film geek idol. He used his love of sports to sculpt his body into a machine and insists on doing most of his own stunts and fight scenes, completely un-choreographed. For example, while shooting The Transporter sequel, he really did make the jump to the rear of a school bus from a jet ski that was skidding down a city street. The gritty results register with viewers and thus began the Statham action factory, pumping out hits like Diddy pumps out vodka bottles.

We don’t have to make a cause for Statham as an action star. He’s already done that. However, in addition to kicking ass onscreen, he also kicks ass at these 10 random things. So much talent lies in one bulldog Brit.


No.10- Modelling
With no modeling experience, a talent scout discovered Statham and quickly procured him a modeling contract with both the French Connection clothing line and Levi Strauss & Co. Statham pulled it off by realizing his best assets: "I've just got a really bad smile. I go for the scowl instead." This paid off immensely, being the vehicle through which Guy Ritchie discovered him.


No.9- Voicing Video Game
If Sgt. Waters in Call of Duty sounds familiar, it’s because Jason Statham voiced him. During the British campaign, you can hear him yell lines like, “Are you blind and deaf or just stupid?” Statham also played the reckless pilot Shrike in THQ's Red Faction II alongside veteran actor Lance Henriksen. In it he delivers one of game history’s best lines: “It's like trying to find a needle in a stack of bodies.”

No.8- Mixed Martial Arts
While action stars like Vin Diesel can talk the talk, Statham actually trains in mixed martial arts and is an expert in kickboxing. He’s even considered entering an Ultimate Fighting Competition, stating, "That is by far my favorite sport, the only thing that holds my attention. I go to all the matches. I respect those guys above all other athletes. They are the ultimate." Now that Chuck Norris is older, look for Statham to become Hollywood’s most dangerous white boy.


No.7- Swearing
An LA Times writer described talking to Jason Statham like this: “In conversation, Statham is like a one-man pub crowd on fight night -- lots of volume, some cheering here and there, plenty of jabs at the air and a dazzling array of casual obscenities. In fact, throughout this article, any time you see a noun in one of his quotes, assume there was a certain adjective in front of it.” That’s the wonderful thing about having a British accent. Even when you cuss, people think you sound "dazzling." You can even scream the c-word across a crowded pub and get away with it.

No.6- Being a Candy Pitchman
After Lock, Stock and Two Smoking Barrels, Kit Kat hired him to do a commercial. In it, he plays a “break philosopher,” nailing home the simple point that we all need to take more breaks in life. The evidence? The plight of the salmon, which fights its way upstream only to mate and die. Don’t be a salmon. Now Statham has graduated to action-packed Audi commercials that premier during the Super Bowl, but it’s good to remember he can keep it simple if he has to.


No.5-Playing Soccer
Like most Europeans, Jason Statham played football (soccer) through school. His passion for diving later took up his time. As an adult, he got back into it, playing for the amateur soccer team the Hollywood United alongside former professional player Vinnie Jones and Steve Jones from the Sex Pistols. Unfortunately, he had to quit the team after a few players were seriously injured. It would be too difficult to film Transporter 4 with a broken ankle.


No.4- Being Modest
Of all the fight and stunt scenes Jason Statham has filmed, he says the public sex scene from Crank: High Voltage was the toughest. He hated being naked around so many people in a mall -- this coming from a guy who looks better naked than 99.9% of the population. Statham prefers not be paraded in the media like a meat stick. In August 2008, he showed up to the Playboy Mansion in a fancy robe. However, he didn’t want the party girls skanking up his image, so he refused to pose with models. Hugh Hefner disapproved and security escorted our classy Brit out.


No.3- Playing Chess
Film directors are notorious for smirking over their actors’ low intellects. Alfred Hitchcock infamously stated, “I never said all actors are cattle; what I said was all actors should be treated like cattle.” Well, Guy Ritchie can’t pose any grandstanding next to Jason Statham. While shooting Revolver, the director and actor became obsessed with chess. According to Statham, they played more games than he had in his whole life. He regularly beat Ritchie and said Madonna’s ex still owes him money for the matches.


No.2- Diving
Statham spent 12 years as one of the best divers on Britain's National Squad, placing third in the Olympic trials on three different occasions, and eventually placing 12th in the 1992 World Championships. He competed on the 10-meter platform and 3-meter springboard, nailing backwards three-and-a-halves, just like Greg Louganis. Eventually commercial and modeling agents noticed the way he filled out a Speedo while strutting around the Crystal Palace National Sport Center in London and his modeling career began.


No.1- Hustling
Statham’s parents introduced him to “street theater,” a fancy British way of saying street hustling. He used sell knock-off goods and jewelry to unsuspecting tourists. According to him, it’s all about the show you put on. The people need to be entertained to buy. The skill paid off when Guy Ritchie asked to meet the untrained actor for Lock, Stock and Two Smoking Barrels. The audition consisted of "impersonating" an illegal street vendor selling imitation jewelry. Statham sold Ritchie four sets of the jewelry and refused to return his money. He also got the part, of course.


Source

Citibank Opening Ceremony

On 20th April 2010, company send me to act as one of the representative to attend grand opening ceremony of Citibank branch at Taipan USJ. You might wonder why am I so lucky get picked to perform such honourable job for the company. Well, let just say, I got the knack. *evil laugh*

The grand opening ceremony at Taipan USJ will concurrently open for 3 more branches at the same time at Melaka, Kuantan and Cheras . This was made possible with live feed from Taipan USJ opening ceremony channelled to 3 other branches in order to synchronise the 4 branches opening. This auspicious day would therefore record the numbers of Citibank branches nationwide to 11.


A press conference was held at the top floor inside Citibank branch before the opening ceremony ie ribbon cutting event to be held at the entrance.


The grand opening ceremony is witness and officiate by Chief Executive Officer Sanjeev Nanavati ( brown man ), Consumer Markets Head at Citibank Bhd, Fabio Fontainha ( the Brazillian with light blue tie ) * You can check out his outstanding portfolio here* ,Citibank Bhd Head of Retail bank Paul Hodes and the ever beautiful Citibank Taipan USJ branch manager Tan Fung Fung.


It's rather unorthodox and surprise to see a new Citibank branch suddenly emerge out of the blue since we can hardly find any Citibank branch in Klang Valley nowadays other than the scarced-existing branch at Jalan Ampang, Puchong, Damansara Perdana and Klang. Suddenly they decide to pop 4 branches out without our knowledge ( as if our views are essential).

Their scarce existence in Malaysia's banking industry from the outlook itself is clearly contributed by the great dominance by Maybank, Alliance and Hong Leong Bank alike in our economy. No matter wherever you go , no matter no matter you turn left or turn right, you can't avoid seeing them unlike Citibank. Have to travel extraordinary miles to find one.


Despite the brand dominance by less deserving banks thence undermine Citibank's popularity for banking noobies, however, it's important to highlight that Citibank's humble existence in Malaysia wasn't due to their weak position in our economy but it was the fact that they're simply too strong an enemy and poses imminent threat to the livelihood of our local banking company as to wit, the beloved Maybank ,Alliance and Hong Leong Bank and therefore its essence to regulate and deter their growth. If regulation were not properly set in place to deter and control international banks operation in Malaysia, it might someday open rooms for international influence to hold our currency at ransom as we're relying too much on foregin capital thereby builds a long term debtor and creditor relationship with the international banks.

Anyway,among the few vision aspired by Citibank group in conjunction with newly open branches in Malaysia is the bank aims to enhance its internet banking platform not only for existing customers but also to reach to more Malaysians as well as to support the growth of virtual banking platforms. Citibank vision I believe might easily succeed and achieved since they have provided service to almost 60% of the population in Malaysia with a strong internet banking platform that has been rated the best for three years in a row.







Actually I'm not very good in banking. What stated is merely my 50 cent views. Probably inaccurate. Ask a banker if you want to know more.

Question with a Problem

I hereby put the dare to all law student out there to attempt this question set out below so you could prove to everyone that you are absolutely ready and qualified without a doubt to become the legal system spokeperson because you my friend earned it. However ,please borne in mind that whichever answer you opt for may not necessary affect your future credential as a legal official/personnel/assistant/executive but it may only result you in being the laughingstock among your peers.

To avoid generalisation, anyone who studied law before irregards whether you learn in A-Level or in Degree are allowed to answer this question.

Try to answer this. (Fill in the blank)

________________ is an act or promise to do something.
a) Acceptance
b) Offer
c) Consideration
d) Counter Offer

Please put your answer in the comment section. You may pass the link to anyone who you think is capable of answering it. The more participants involved the merrier.

Anyway, I would honestly tell you now that I do not know the answer. That's why I need the greater intelligent human being to let me know the answer.

Note: I extract this question from a questionaire which I will reveal in the future. For the moment please attempt this question.

High School in Genting? Co-ed school?

I went up to Genting last Friday with my friends to test their luck hoping to win some cold cash from Uncle Lim's casino. However my point writing this post is that I went to the toilet in First World to let go small water and consequentially caught such sight by surprise which was painted on the toilet's door the cubicle I went in to release my air kencing.(Less details on answering nature's call please)


Could anyone be kind enough to offer me their help me at translating this ancient piece of script for my viewers knowledge and pleasure?

The only word I can decipher from my mandarin illiterate brain is that the message should involve sexy school girls haha....I bet the content would be interesting once the content is encripted into our comprehensible language.

15th:Lee Hyo Li

Google or watch in youtube and get to know more about how her contribution that turns Korea into becoming the next notable entertainment heaven in the world.

Forwarded Email (Top Scam in year 2009)

Beware of these scams in the market. Don't invest blindly and lost all your hard earned money.

Anything that is too easy to make money is usually a scam.

Read the following interesting collections and be forewarned.

Attached is a good compilation of suspicious business scams.

1. The Cafe Scams

Island Red Cafe & Stevens Corner(strange, both in Pandan Indah) - Island Red Cafe collects members RM6,000 each and promised 5% return every month and even give you a name in the ROC as a shareholder but what's the point when they run away?

Stevens Corner, the famous indian coffee shop follows due to drop of business since their renovation. They collect RM3,000 per member and promise return of RM150 monthly and plans to open nice fanchisee cafe called StevensTeaGarden. Someone mentioned they will make you sign an agreement that give them the rights NOT to pay you anything in future.

If you really wish to join, ask for a copy of their agreement and consult your lawyer BEFORE paying them. Bet you will NOT get a copy. Both collect monies from new members with MLM recruitment schemes and pay the old members like Sunshine Empire.. You never know when they will run away.

2. Sunshine Empire

This licensed and legal Company has an impressive office at the ground level of KUB building along Jalan Yap Kwan Seng, near Menara Public Bank and AmBankBuilding. They also have a showroom office at the ground level in the next building. 3 or 4 months ago, Singapore's Straits Times and The Paper published big news reminding their people to be careful and NOT to believe in them. Hope someone can put up the link or google for it.(As expected, they STOPPED paying back members now and all investors LOST their money).

Someone below has put a link to the Singaporenews. In fact there are more to it. Although Singaporeis investigating them, they did not stop their business as the business is legal and so far, no Singaporean have failed to receive their commissions as promised. Thus, the government cannot stop them yet. The news published that the founder, director and group president is someone named James Phang but he is NOT the owner.

Isn't this quite strange ? At the end of the game, James Phang can just disappear from the Company easily and claimed that he was just "employed". Such trick always happened in scam businesses. Now, the Company has STOPPED paying commissions and interests to members with the excuse that the Singaporegovernment has freezed their bank account while under investigation. Do you think their boss will be so stupid to keep much monies in the bank to be freezed?

They are all transfered away. It's just an excuses not to pay back to members and members are only paid "e-bonus-points" which is cashless. If they wish to convert to cash, they have to recruit new members to pay them cash and the recruiter less out from the amount. So victims act like Vampires and "forced" to victimise other victims if they wish to get their monies back. And their victims will later transform to vampires and the scam carries on....

3. MobilWallet

This Company owned by 2 young men, Stanley & Rey Gan, office in QueensAvenueParkhas collect multi-millions the last 2 years. Claimed that they tied up with Telekoms, Utility Board payment like Water & Electricity bills, even Maybank got fooled by them. Advertisement Billboards everywhere. They STOPPED paying back their members few
months ago and the members cannot do anything because they are made to sign an agreement unaware that they have to claims if the company stopped paying them by CHANGING terms and policies..


4. Water Business - Oxygenated and Alkaline Water Products

Some of these are bottled water and some are filters or equipment that claimed the trick..

One of the better known Company that sold "oxygen" water is SITO (supposed to stand for Selangor International Trading Organiszation and claimed Selangor State Government owned some share in it).. The key person and founder is a Dato Robert Ong from Rawang but his name is nolonger in the business now. Their products are sold for RM2 to RM3 for a 350ml bottle and now concentrating mostly in the Indian market. Their Chinese and Malays market are long gone since a year or 2 ago.

Their customers are made to believe that their water has more oxygen and
able to give miraculous effects for the body. Water is H2O, how to put more
O into it ? Anyone knows how much oxygen do we breathe into our body everyday at FOC ? Latest news is that this SITO Company is going to create new label to market under a new Company since the SITO name has already gone bad. Someone informed that this Company is owing alot of money(due to refunds) to ex-stockists but just refuse to pay them. (Latest news, SITO shifted to another place and their MLM business has closed but planning to start again with a different name, beware!!)

Alkaline Products - Can anyone explain how it can work for the body ?The stomach's gastric liquid is so acidic that water of any pH that goes through it will not make any difference.

5. Car Fuel Booster - K-Link

K-Link, the famous scam MLM Company that sold the footpatch TAKARA,later the "cock-ring" and energy-card launched the patrol-saving pills last year. Got so hot that even grocery shops are selling for them.

Recently many of these cars that used the pills are rushing to the workshops to clean the residual. Few months ago, another MLM Company launched a fuel booster gadget, claimed that saves up to 20% fuel, that is attached to the cigarette lighter. Started off well using binary plan but businese begin to fade now and most users find it NOT effective.


6. Perfumery Products

(eg. Lampe Berger & Bel Air)(more details later). Lampe Berger is not so hot now in the neighbouring countries but there are still new victims every month in Malaysia. Must thanks to those who have contributed and kept the thread alive here in Kopitiam. Bel-Air have closed in Malaysia.

LB is almost zero in Singapore. This perfumery product from Francewith over 100 years history is just bottles and fragrance (check the factory's website) but the Company marketing them in Asiaclaimed "aromatheraphy" products. Hong Kong TVB aired a program that exposed their scam but their members claimed that HK's TVB already apologised to them. Note that the biggest strenght in a MLM Scam is their members will go all way out to lie in order to defend for their Company.

The reason is simple; these members fear that they will not be able to make their money back if the Company collapsed. Knowing that the Lampe Berger products are moving slow, they add a line of skincare products named Estebel, also claime to have over 100 years history in France. (Hardly anymore Chinese newcomers, they are now tapping the Malays in Malaysia.)

7. Energy Products

(eg. stone pendants, bracelets, mattress and pillows). They use all
sorts of gimmicks and demonstration to make you into believing them. They will
do some tricks and demo to prove that these products really produce energy BUT is there any tricks in their demo? So what if there really produce energy; is it good or strong enough to help the body? The effect is actually PLACEBO which I will elaborate in a new thread soon. (More details later.)

8. Hi-Tech Products

Names like bio-tech, nano-tech that claimed millions of dollars of research involved, eg Bio-Young and XKL few years ago. Most of these will claimed a professor behind them (even with name and picture of a person) or used words like "U.S.A. formula", "German Technology" or "Nanotechnology" and no further details (more details later). If you ask for more details like the professor or factory's address, the answer will be "trade secrets".

9. Investment Schemes

SWISSCASH is the King of all. Swisscash is nearly over now but there are many similar and smaller ones that are still on. (Now, it's closed or stopped paying back members.)

10. GoldQuest

This Company that claimed to be HK-based started with some non-value gold-plated coins that are sold for over RM2,000 have several names and changed products several times. QuestVacation, QuestNet, etc. They have several offices in Amcorp Mall, PJ and their key person (in fact, the owner), a Malaysian Indian was arrested last year in Indonesia for having involved in a very big Phillipines scam. Most of their overseas offices are closed or inactive but their Malaysiabusiness is still hot, with
some "energy" products. (Can someone please provide a link which showed the news that their boss was involved in a big scam in Philippinesand was arrested in last year?)

11. Numerogy & Fortune Telling

A Company named Visible is using MLM to sell fortune telling classes using your birthday based on numerology fortune telling. Prpspects will be told that they need to buy a certain "number" between 1 to 9 in the form of pendants or bracelets made of stainless steel and sold from RM600 to RM20,000. Customers, or rather victims are mostly females from rural areas. Very hot in Penangnow and a number of spin-off Companies have started.

12. MJ - Life

MJ-Life - This Company boost of a very big background with many many years of history which is NOT true. Their people or associates may belong in business but nothing to do with their MLM launched recently. Why do I consider it a scam or bad? New members are told to pay a sum of money (up to RM1000) and you get NOTHING for it. You only get a membership can entitle you to enjoy all sorts of special price and
discounts when you have medical check-ups in their centres.. They will claim all those check-ups cost more if done elsewhere. It's not true. Only the naive and those new to medical check-ups will fall victims to them. Most members who paid the money ended up with nothing.

13. Seaweed Venture Scams

1 such Company is located in Taman Maluri, Cheras. They will ask you to invest a few thousands ringgits for their venture of growing seaweeds in East Malaysiaand you are guaranteed returns. To gain your confidence further, they will tell you your investment money is secured by "insurance" or "unit trusts" & "trustees". When you ask for further documents to prove, they will give all sorts of excuses or just ignore you because they know they cannot get you. These Seaweed scam is one of the hottest now, warn all your friends about it before they are victimised.

14. MXM (Previously MGM)

This is a master scam among the younger group, very successful 2 or 3 years ago but since there moved to their big 10-storey office at Phileo Damansara and changed name to MXM, their business dropped. They collect members RM3,000 to RM4,000 with credit card monthly easy payment and in return you get a hospital benefits insurance from Pacific Insurance worth only a few hundred RMs together with some you-don't-need medical check-ups from their associate Company Pathlab. Also talk about fitness, lifestyles bullshit that is all worthless.

15. Gano Excel

This company from the north, a copycat of DXN selling Lingzhi capsules created a new Company called Gano iTouch to cash-in on the internet like e-Cosway after their Company went down the drain since the last 2 years, selling Linzhi and some no-value energy pendants and alkaline water gadgets. They provide free transport every weekend from KL to visit their Alor Star office.


16. NuLife (HK)

This Company started by some HK people has been in Malaysia for more than 10 years but they have flopped in HK and Malaysia due to bad management and a product scam making use of a prosecuted American named Dr Jeffrey Bland, found guilty of false products claim. Since this case in theUSleaked out and many Malaysians found out that the real boss in HK is a Steven Tang (he cheated many Malaysians in another scheme about 20 years ago) their business went down all the way. Now they claim Malaysian partners cheated them and start a new Company in Malaysia. Watch out, this new Company will come out with some investment scheme idea that
will get many to lose their money.

17. Arowana Fish Breeding

Oora from Germany, Biofuel (Kompleks Maluri) etc - These are some newer scams. Arowana fish venture ask you to invest some money and give you fixed return. Biofuel will tell you their Indonesia connections (just like Sunshine Empire before using Taiwan) & Oora from Germany(I never trust those cruel Germans) that market some bio-chips and a gadget that claims to give energy and therapeutic effects of accupunture, tai-chi, yoga, etc depending how you set the toy-like gadget, wear it on your body and you get the effect later.

They could not explain or provide any demonstration to prove their effectiveness. Only doctors and papers claim that I will never trust.The health effect is actually PLACEBO, which I will elaborate in a different thread.

Nothing to shout about, really

This decision is plain stupid. On my intial reading of the news, I thought it's something to be praised of since it's explicitly propagated by the media that the highest court in the land has finally make a decade wrong a right. However upon my further analyse and observation, it appears the decision is not as good as it sounds like in the newspaper.

The Federal Court has overruled a previous decision from the same court whereby now onwards, it's illegal to purchase a property from a person who is not the rightful owner of the property. This completely undermine and ridicule our Queen's most sensical principle, a bona fide person shall never be penalise for the wrong that he's not aware of. Under the Queen's law of equity, one who comes in bad faith shall never profit from his own wrong. Everyone knows this and God know this as well.

Just to give all and sundry a thumb sketch of the law prior to the abovesaid absurd decision, if you follow the Queen's law closely, if a thief steal an item lets say a handphone, and subsequently sells it to an innocent buyer who has come in good faith in believing that the handphone is not a stolen property but reasonably believe it's the thief's property, the buyer shall not be regard as stealing or handling a stolen property and is not compelled by the law to return the goods to its rightful owner because you have now became the new rightful owner.

However if the situation is otherwise, where the buyer is aware that the handphone is a stolen property and yet he proceed with purchase of the handphone then he will subsequently be regard to have appropriate a stolen property as he is completely aware of the status quo of the property , that it's a stolen goods, and the law compels you to return the stolen property to its rightful owner since you're not the rightful owner. I will draw a simple example on how bad faith should works. The simplest would be to purchase a pirated DVDs. Whoever purchase a pirated DVDs are actually commiting bad faith as they purchase something that they knew is a stolen property in the first place. Hence you're a thief according to the law.

To ease your undertanding, the deciding element to determine whether one is a thief under the law is that one must have the intention to appropriate a property by way of permanently deprieve the original owner of his legal rights shall be deemed a thief who is prosecutable under the law.

It was the state of mind of the buyer which shall determine whether he bears a criminal liability or otherwise. If you come in bad faith you are criminal but if you come in good faith you are good people. So hopping back to our argument, if a person who comes in good faith (bona fide purchaser) oblivious to the status quo of a property and reasonably believe that it's a clean (not stolen) property, he shall not be regard as a thief as he has no intention to buy a stolen goods hence do not need to return the stolen property.

After you have been educated by above unprofessional elaboration of how bona fide concept would works, let's apply it to our First Class Judiciary's rational. Now, the law no longers raise the question whether bona fide should determine whether a purchaser right should ever triumph over a careless original owner's right. Bona fide or not bona fide is no longer relevant in todays context. Today, so long as you purchase a property from a thief, you can never be the rightful owner of the property. You're as much a thief the thief who sold you the property. That's it. Period.

It's plain stupid like what I just said earlier. The law now appears to provide greater protection for careless duped owner more than protection for the purchaser who comes in good faith. The injustice created now is far much greater than injustice before. You now have to return a stolen property despite you have bought it with good faith.

The core reason for the sudden overturn of decision from the highest court of the land is not because the existing principle is unsound but because the court is trying to cover-up the loophole currently existing in our land transfer system by deviating the focus away from the fact that our land transfer system is highly inefficent and the government officials do not WORK in clean hands to upheld transparency and accoutability.

What makes you think corruption is not the reason why titles can be forged so easily?

Why penalise the weak for the incompetence caused by your own omission?

You heobag!

This is by far the best source for profanity and many great thanks to my delinquent Mr.Ja for sharing his amazing discovery with us. From today onwards, I'm a profanity-learned man. So make sure you don't step on my tail or try to be a pain in the ass to me cause now I have a long list of vulgar words to choose from to spew at you .

I feel so rejuvenated right now for having this newly enhanced capability to smut of mine. Muahaha ....( Pinky finger place at the tip of your lips and evil laugh )




I'm so enjoying this moment!

15th : Lee Ji-ah

I will be posting up well-known Korean beauty on the 15th of every month starting Jan 2010. A special section just to bound the male readers from not having any reason to read my blog.






Google or watch in youtube and get to know more about how her contribution that turns Korea into becoming the next notable entertainment heaven in the world.

Guess who she is

MISS INDIA??!!
No, she is not Miss India as what you all think….. but the daughter of a Malaysian Tycoon… Mr. Ananda Krishnan......... (since when do Malaysian has the hereditary of gigantic boobs?)

SILICONE -_-" Looks spine-wrecking having to carry such a huge load in front of her everyday.